Our approach encompasses the emotional and behavioural impacts at every stage of life. A strategy built without understanding mindset doesn’t achieve anything. We seek to help our clients discover what their passions are and align their financial wealth with what matters most.
True ‘wealth’ comes from a life in balance. That is, your health, career, finances, relationships, education/learning and sense of purpose are all interconnected. These factors need to be in balance to achieve your desired outcome. By focussing on you, we provide you with the tools required to take control.
At all times, our aim is to act transparently, with integrity and in your best interests. We want to help you live a life you love so we want to KNOW YOU:
- What is important about money to you?
- What is financial security and what does this mean to you?
- What does a great life look like to you?
- What challenges have you encountered?
- What is your purpose in life?
- What do you value?
- What worries you?
- What is your definition of success?
This is how we work with you:
Discovery – Who are you, how do you currently see yourself and where do you want to be? What is important to you and what do you want to achieve? We do all the listening to really get to know you and gain a deep understanding of where and how we can help. We want to know what does your best life look like and what do you need to live the life you want?
Emotional & Risk Literacy evaluation – We need to appreciate what challenges you face and how to manage these comfortably within your mindset.
Engagement meeting – Once we have mutually agreed that we can help you, we take into account the findings from our discovery meeting and review your financial resources; income, capital, debt, risk appetite and timeframes. We then work out how best to use all this information together with leading strategies to help achieve the outcomes and the life you want. We call this our Client Engagement Roadmap.
Life Map – We provide you with your unique and personal blueprint to your future. To live your dream, you need to see your path forward. You will be given a Life Map (also known as a Statement of Advice / Financial Plan) which documents our advice and strategy to get you to where you need to be. Understanding you and constructing an individual strategy is our priority.
Implementation – We manage the details to put in place your new strategy.
Milestone check – At regular intervals, we will check in with you and make sure you are on track. Your Life Plan is not something we can ‘set and forget’ because life changes. Adjustments will always need to be made along the way. We will construct a Milestone Road Map and commit to keeping in touch with you to measure our progress.
We are fee for value advisers, we have no bias to sell you a particular product, be it investment, superannuation or insurance. Our goal is to act solely in your best interests. Our clients compensate us for our knowledge and wisdom, in the same way they pay their lawyer, accountant, or doctor. We do not earn any commissions from the sale of financial products such as insurance or investments nor referral fees. We therefore choose to in-source the best professionals to manage your investment portfolio. Why? Because these are true investment professionals who have lengthy experience, qualifications of the highest industry standards and are specialists. We also collaborate with other professionals such as accountants, lawyers and finance professionals.
This enables us to achieve the right advice and best outcome for you.
- Knowing yourself is the beginning of all wisdom…Live life